Medicare Advantage (Part C) Explained—Bundled Medicare Coverage in Arizona
Medicare Advantage Plans—also known as Part C—offer an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies and include everything covered by Parts A and B, and often Part D.
At Integrity Financial Solutions Group, based in Gilbert, Arizona, we help retirees across the state and beyond evaluate their Medicare Advantage options, understand the trade-offs, and enroll in plans that truly fit their health, lifestyle, and location.
Exploring Medicare Advantage Plans in Arizona? Start with our contact form
What Does Medicare Advantage Cover?
Medicare Advantage Plans must offer at least the same coverage as Original Medicare—but many go beyond the basics. Most plans include:
- Hospital care (Part A)
- Outpatient care (Part B)
- Prescription drug coverage (Part D)
- Extra benefits like dental, vision, hearing, and gym memberships
If you're in
Gilbert or anywhere in Maricopa County, we’ll help you explore which benefits are available in your area—and how to find a plan that matches your personal priorities.
How Much Does Medicare Advantage Cost in Arizona?
Medicare Advantage Plans often advertise $0 monthly premiums—but that doesn’t mean they’re completely cost-free. You may still pay:
- Your standard Part B premium
- Copayments or coinsurance for medical services
- Deductibles for drugs or services
- Higher costs for out-of-network care
We help you compare real-world costs of Advantage Plans in Arizona based on your doctors, prescriptions, and health needs.
Want to compare $0 premium plans in your ZIP code?
Schedule a no-cost consult.
When Should You Enroll in Medicare Advantage?
You can enroll in a Medicare Advantage Plan:
- When you’re first eligible for Medicare (around your 65th birthday)
- During the Annual Enrollment Period (Oct 15–Dec 7)
- Or if you qualify for a Special Enrollment Period
Timing and plan availability can vary by location. We help you understand when and how to switch—so you never miss your window.
Wondering if now’s the time to enroll?
Contact us for guidance.
What Medicare Advantage Doesn’t Cover
Medicare Advantage plans typically do not cover:
- Care from providers outside the plan’s network (unless it’s a PPO)
- All prescription drugs equally (coverage varies by plan formulary)
- Coverage across state lines or frequent travel, unless you select a plan with nationwide access
- Certain elective services or uncovered therapies
We’ll help you navigate these limits and determine whether an Advantage Plan or a Supplement Plan better suits your lifestyle.
How Medicare Advantage Works With Other Medicare Options
Medicare Advantage replaces Original Medicare, meaning you get your Part A and Part B benefits through the private plan. Most include:
- Part D drug coverage
- Extra benefits not found in Original Medicare
- A network of doctors and hospitals
We help you weigh whether an Advantage Plan or Medigap + Part D strategy is better for your needs in Arizona.
Want help building a complete Medicare plan? We’ll guide you from the start.
Reach out today!
Why Work With With Us?
We’re a licensed, independent Medicare team, helping retirees across Arizona and beyond choose
Advantage Plans with clarity and confidence.
Personalized guidance. Your care needs, doctors, and budget all matter—and we listen first.
Plain-language explanations. We walk through plan differences clearly, without jargon.
Independent advice. We compare plans from many insurers—not just one.
Want Medicare Advantage support from someone who understands Arizona’s landscape? Start with our consultation form.
Frequently Asked Questions About Medicare Advantage
Is Medicare Advantage better than Original Medicare?
It depends on your health, travel, and provider preferences. We help you compare side-by-side so you can make the right call.
Can I keep my doctor with an Advantage Plan?
Only if your doctor is in-network. We help you check your provider list before enrolling.
What happens if I travel a lot?
Some PPOs offer broader networks, but Advantage Plans are generally local. If you travel frequently, we’ll help you evaluate alternatives.
Can I switch back to Original Medicare later?
Yes, usually during the Annual Enrollment Period. We’ll explain how switching works and what to expect if you want to move between coverage types.
