Long-Term Care Insurance—Support for You and Your Family Later in Life

A white background with a few lines on it

As we age, everyday tasks like bathing, dressing, or preparing meals can become challenging. When that time comes, long-term care (LTC) insurance can help you afford the support you need—without putting financial strain on your loved ones.


At Integrity Financial Solutions Group, based in Gilbert, Arizona, we help individuals and families across the state explore long-term care options that provide confidence, protection, and peace of mind.


Wondering if long-term care insurance is right for you or a loved one? Start with our contact form.

Book a Consultation

What Long-Term Care Insurance Covers

Long-term care insurance helps pay for extended care if you need help due to aging, illness, or injury. That care might take place in your own home, an assisted living facility, a nursing home, or even through adult day services—wherever you feel most supported and comfortable.


It also covers assistance with everyday tasks known as activities of daily living—things like bathing, dressing, eating, or safely getting around.

Without coverage, these costs can quickly add up and often fall to family members or require you to dip into your retirement savings.


Planning ahead helps protect both your independence and your financial security.


Want to understand how this fits into your long-term plan? Let’s talk.

Let's Talk
Senior couple reviewing paperwork with a financial advisor at a table; they are smiling.

Why It Matters in Arizona

With rising life expectancy and increasing care costs, many Arizonans will face long-term care needs in their lifetime. Yet:


  • Medicare doesn’t cover most long-term care
  • Medigap plans don’t cover non-medical custodial care
  • Medicaid requires spending down assets to qualify


That’s why planning now can make all the difference. Long-term care insurance helps you maintain control, dignity, and options—on your terms.


Want to avoid relying on Medicaid or loved ones for your care?  Schedule a free review.

Types of Long-Term Care Coverage We Help You Explore

We guide you through options including:


  • Traditional long-term care insurance, with flexible daily benefit limits and care settings
  • Hybrid life insurance with LTC riders, which offer benefits whether or not you need care
  • Living benefits through life insurance that cover critical or chronic illness


We’ll help you compare costs, benefit structures, and eligibility—so you get a solution that fits both your health history and your budget.


Need help understanding your options? We’ll simplify it for you.

Fill Out the Consultation Form
Financial advisor showing paperwork and laptop to an elderly couple in a modern office.
Person calculating on a calculator, writing notes with a pen, surrounded by papers and an alarm clock.

Who Should Consider Long-Term Care Insurance?

  • LTC coverage is worth exploring if you:


  • Are between 45 and 70 and thinking ahead about retirement
  • Want to protect assets for your spouse, children, or legacy
  • Prefer to receive care at home, rather than in a facility
  • Want to make sure your loved ones won’t bear the full financial burden


Curious about when to start? Let’s review your timeline together. Contact us today!

Plan for the Care You May Need—Without the Stress

At Integrity Financial Solutions Group, we help you take a proactive, informed approach to long-term care. As a Gilbert-based independent firm, we prioritize clarity, compassion, and truly personalized planning—so you’re not left guessing when it matters most.



We’ll help you understand care costs in Arizona, compare options from trusted carriers, and explore how long-term care coverage can fit into your larger retirement or life insurance strategy.